NVILE forecast ·

SoFi (SOFI) Stock Forecast: Next 30 Days

Over the next 30 days, SoFi (SOFI) is projected to trade within an 80% calibrated range of $14.15 to $19.96, based on the event-volatility distribution model around the current $16.70 price. There is a 20% probability of a drop greater than 10% and a 25% probability of a rally exceeding 10%. Price history alone exhibits no tested directional edge; Wall Street consensus maintains a 12-month mean target of $20.80.

Price now

$16.70

Nov 3, 2026

In 30 days

$16.81

NVILE forecast

Expected move

+0.6%

Range

$14.15–$19.96

$19.89$17.06$14.23Jun 29, 2026Today+30d

What to do

  • Structure position sizes around the $14.15–$19.96 statistical 80% boundary.Mitigates exposure to 30-day volatility without assuming directional momentum.
  • Implement downside hedges if testing support below the 20-day SMA ($15.52).[3]Accounts for the ~20% probability of a 10%+ decline amid insider selling.

Why

  • SOFI's statistical 80% probability range spans from $14.15 to $19.96 over the 30-day horizon.
  • Wall Street consensus maintains an average 12-month target of $20.80, with targets ranging between $12.00 and $30.00.[4],[8],[11]
  • Insiders logged 4 open-market sales totaling $0.85M with zero purchases over the past 90 days.[3]
  • SoFi reported Q2 member additions of 1.1 million, expanding total membership by 35% to 15.8 million.[5]
  • Management raised full-year 2026 revenue guidance to $4.75B–$4.85B, projecting up to 35% year-over-year expansion.[5]

What could go wrong

  • Broader tech market vulnerability and geopolitical tensions could exert downward pressure on fintech valuations.[6],[7]
  • Recent executive share sales at prices between $14.72 and $18.00 may dampen retail momentum.[3]

How it connects

  • SoFi Technologies, Inc.acquired in 2023Wyndham Capital Mortgage[1]
  • SoFi Technologies, Inc.originates all new loans withinSoFi Bank[9]
  • Citigroupmaintains Buy rating with $30 price targetSoFi Technologies, Inc.[8]
  • Scotiabankraised price target to $26 from $25 with Outperform ratingSoFi Technologies, Inc.[8]
  • StoneX Financialinitiated coverage with Buy and $25 targetSoFi Technologies, Inc.[11]
  • Keefe, Bruyette & Woods (KBW)downgraded stock on valuation concernsSoFi Technologies, Inc.[7]
  • Kelli Keoughsold 31,692 shares across three transactionsSoFi Technologies, Inc.[3]
  • Jeremy Rishelsold 18,624 shares at $17.50SoFi Technologies, Inc.[3]
  • Securities and Exchange Commission (SEC)regulates public reporting and convertible disclosuresSoFi Technologies, Inc.[3],[9],[1]
  • Financial Industry Regulatory Authority (FINRA)tracks daily Reg SHO short-sale transaction dataSoFi Technologies, Inc.[2]

NVILE's track record on this page

MadeForecastActualResult
Nov 3, 2026$16.81Due Dec 3, 2026Pending

Every published call is scored when it comes due. See all results →

Sources

  1. 1.SoFi Technologies, Inc. 10-K (2026-02-17) · sec.gov
  2. 2.SOFI daily short-sale volume (FINRA) · finra.org
  3. 3.SoFi Technologies, Inc. insider transactions (SEC Form 4) · sec.gov
  4. 4.SOFI Wall Street consensus: estimates, revisions, ratings, targets · finance.yahoo.com
  5. 5.Down 48% In Last 12 Months, Can SoFi Stock Give Better Results in 2026? · finance.yahoo.com
  6. 6.European shares fall as tech stocks slide, Middle East tensions weigh · economictimes.indiatimes.com
  7. 7.SoFi shares fall after KBW downgrade on valuation concerns · reuters.com
  8. 8.SOFI Stock Heads For Best Week In 6 Months After Q3 Print Impresses Wall Street: Retail’s Ecstatic · msn.com
  9. 9.SoFi Technologies, Inc. 10-Q (2025-11-06) · sec.gov
  10. 10.Brian Sullivan: Why the 'real' price of oil is likely $30-$40 higher than where it is now · cnbc.com
  11. 11.SoFi stock is cheap now, StoneX says after 40% drop · msn.com

Questions

What is the SoFi forecast for the next 30 days?

NVILE's models put SoFi at about $16.81 in 30 days, +0.6% from $16.70. Over the next 30 days, SoFi (SOFI) is projected to trade within an 80% calibrated range of $14.15 to $19.96, based on the event-volatility distribution model around the current $16.70 price. There is a 20% probability of a drop greater than 10% and a 25% probability of a rally exceeding 10%. Price history alone exhibits no tested directional edge; Wall Street consensus maintains a 12-month mean target of $20.80.

What price range does NVILE expect for SoFi?

The forecast range is $14.15 to $19.96 over 30 days. Prices outside this range are possible; the range describes the model's scenarios, not a guarantee.

What could change the SoFi outlook?

Broader tech market vulnerability and geopolitical tensions could exert downward pressure on fintech valuations. Recent executive share sales at prices between $14.72 and $18.00 may dampen retail momentum.

What should investors watch or do about SoFi?

Structure position sizes around the $14.15–$19.96 statistical 80% boundary. Implement downside hedges if testing support below the 20-day SMA ($15.52).

How accurate are NVILE forecasts?

Every forecast NVILE publishes is scored against the real price when it comes due, and the results are listed on NVILE's public accuracy ledger.

This page is generated by NVILE's research models from public sources and market data. It is not financial advice, and forecasts can be wrong.